See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd

[2025] SGHC 223 High Court (General Division) 10 November 2025 HC/OC 466/2023 17 min read

5 cases cited

Key facts

Court	High Court (General Division)
Decided	10 November 2025
Judge	Choo Han Teck
Charges / claim	Restitution, Contract
Counsel	Bajwa & Co, Castle Law LLC, JWS Asia Law Corporation, Gan Teng Wei, Joavan Christopher Pereira, Ragbir Singh s/o Ram Singh Bajwa, Seah Yong Quan Terence

Source: [2025] SGHC 223, High Court (General Division), decided 10 November 2025 — eLitigation. Updated 3 July 2026.

Catchwords

Restitution — Unjust enrichment Contract — Contractual terms — Interpretation Contract — Contractual terms — Unfair Contract Terms Act Contract — Contractual terms — Implied term of good faith, mutual trust, confidence and goodwill

Practice Areas

Restitution Contract

Judges (1)

Choo Han Teck Delivered

Counsel (7)

Bajwa & Co Firm Castle Law LLC Firm JWS Asia Law Corporation Firm Gan Teng Wei Counsel Plaintiff Joavan Christopher Pereira Counsel Defendant Ragbir Singh s/o Ram Singh Bajwa Counsel Plaintiff Seah Yong Quan Terence Counsel Defendant

Parties (2)

Prudential Assurance Company Singapore (Pte) Ltd Defendant See Jen Sen (Xue Rensheng) Plaintiff

Case Significance

[2025] SGHC 223 is a High Court (General Division) decision dated 10 November 2025 concerning Contract and Restitution, specifically addressing unjust enrichment and contractual terms. The judgment was delivered by Choo Han Teck. The case was brought by See Jen Sen (Xue Rensheng) (plaintiff) against Prudential Assurance Company Singapore (Pte) Ltd (defendant). Legal representation was provided by Bajwa & Co and JWS Asia Law Corporation. The judgment cites 5 cases.

[2025] SGHC 223 explained

See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd ([2025] SGHC 223) is a Singapore judgment decided by the High Court (General Division) on 10 November 2025. It is categorised under Restitution and Contract. It is a recent decision; within this corpus no later judgment has cited it yet. This page summarises what the reported decision covers and links the primary sources — the full judgment, the statutes it cites, and the other cases it engages with — so the decision can be read in context. It is reference information, not legal advice, and it does not state the outcome or any holding beyond what the official judgment records.

What is [2025] SGHC 223 about?

See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd ([2025] SGHC 223) is a High Court (General Division) decision from 2025. Its published catchwords are “Restitution — Unjust enrichment”, “Contract — Contractual terms — Interpretation”, “Contract — Contractual terms — Unfair Contract Terms Act”, and “Contract — Contractual terms — Implied term of good faith, mutual trust, confidence and goodwill”, which indicate the subject matter the judgment addresses. The full reasoning and orders are in the judgment itself, linked below.

What earlier Singapore cases does [2025] SGHC 223 cite?

Among the in-corpus authorities it refers to are [2024] SGHC 76. The complete list of cases cited, and of later cases that cite this decision, is shown on this page.

Summary

An insurance agent sued Prudential after his termination for reporting compliance breaches to MAS under the pseudonym 'Patrick Goh', claiming wrongful termination and seeking damages including unpaid commissions and bonuses. Prudential counterclaimed for return of overpaid commissions. The court dismissed both the agent's claims and Prudential's counterclaim, finding the agent was not in breach of his duty of good faith for reporting to MAS but had failed to establish his contractual claims.

What was decided in [2025] SGHC 223?

[2025] SGHC 223 (See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd) is a High Court (General Division) decision from 10 November 2025 addressing Contract and Restitution, specifically unjust enrichment and contractual terms. The judgment was delivered by Choo Han Teck.

Who were the parties in See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd ([2025] SGHC 223)?

The plaintiff in [2025] SGHC 223 was See Jen Sen (Xue Rensheng), and the defendant was Prudential Assurance Company Singapore (Pte) Ltd. Legal representation included Castle Law LLC and Bajwa & Co. The case was decided on 10 November 2025 in the High Court (General Division).