See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd

[2025] SGHC 223 High Court (General Division) 10 November 2025 • HC/OC 466/2023 • 17 min read
5 cases cited

Catchwords

Restitution — Unjust enrichment Contract — Contractual terms — Interpretation Contract — Contractual terms — Unfair Contract Terms Act Contract — Contractual terms — Implied term of good faith, mutual trust, confidence and goodwill

Practice Areas

Restitution Contract

Judges (1)

Choo Han Teck Delivered

Counsel (7)

Bajwa & Co Firm Castle Law LLC Firm JWS Asia Law Corporation Firm Gan Teng Wei Counsel Plaintiff Joavan Christopher Pereira Counsel Defendant Ragbir Singh s/o Ram Singh Bajwa Counsel Plaintiff Seah Yong Quan Terence Counsel Defendant

Parties (2)

Prudential Assurance Company Singapore (Pte) Ltd Defendant See Jen Sen (Xue Rensheng) Plaintiff

Case Significance

[2025] SGHC 223 is a High Court (General Division) decision dated 10 November 2025 concerning Contract and Restitution, specifically addressing unjust enrichment and contractual terms. The judgment was delivered by Choo Han Teck. The case was brought by See Jen Sen (Xue Rensheng) (plaintiff) against Prudential Assurance Company Singapore (Pte) Ltd (defendant). Legal representation was provided by Bajwa & Co and JWS Asia Law Corporation. The judgment cites 5 cases.

Summary

An insurance agent sued Prudential after his termination for reporting compliance breaches to MAS under the pseudonym 'Patrick Goh', claiming wrongful termination and seeking damages including unpaid commissions and bonuses. Prudential counterclaimed for return of overpaid commissions. The court dismissed both the agent's claims and Prudential's counterclaim, finding the agent was not in breach of his duty of good faith for reporting to MAS but had failed to establish his contractual claims.

What was decided in [2025] SGHC 223?

[2025] SGHC 223 (See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd) is a High Court (General Division) decision from 10 November 2025 addressing Contract and Restitution, specifically unjust enrichment and contractual terms. The judgment was delivered by Choo Han Teck.

Who were the parties in See Jen Sen (Xue Rensheng) v Prudential Assurance Company Singapore (Pte) Ltd?

The plaintiff in [2025] SGHC 223 was See Jen Sen (Xue Rensheng), and the defendant was Prudential Assurance Company Singapore (Pte) Ltd. Legal representation included Castle Law LLC and Bajwa & Co. The case was decided on 10 November 2025 in the High Court (General Division).

Which judge decided [2025] SGHC 223?

[2025] SGHC 223 was delivered by Choo Han Teck in the High Court (General Division) on 10 November 2025. The case concerned Contract and Restitution.

What cases and statutes does [2025] SGHC 223 cite?

[2025] SGHC 223 cites 5 prior decisions.

Cases Cited (5)

SG (2)
[2021] SGHC 109 [2024] SGHC 76
SLR (3)
[2018] 1 SLR 239 [2022] 1 SLR 1318 [2024] 3 SLR 1316

Judgment

Read the full judgment on the official Singapore Courts portal.

Read on eLitigation

Source: eLitigation ([2025] SGHC 223)