NTUC INCOME INSURANCE CO-OPERATIVE LIMITED v Noel Martin Carlin

[2026] SGHC 48 High Court (General Division) 4 March 2026 HC/RAS 15/2025 17 min read

4 cases cited (3 SG, 1 foreign)

Outcome

Appeal dismissed

I therefore dismissed the appeal.

Source: [2026] SGHC 48, High Court (General Division), decided 4 March 2026. Read directly from the judgment.

Key facts

Court	High Court (General Division)
Decided	4 March 2026
Judge	Alex Wong Li Kok
Charges / claim	Damages, Insurance
Outcome	Appeal dismissed
Counsel	Central Chambers Law Corporation, Securus Legal LLC, Mark Ho En Tian, Ramasamy s/o Karuppan Chettiar, Samson Woon Wing Thai, Teo Weng Kie

Source: [2026] SGHC 48, High Court (General Division), decided 4 March 2026 — eLitigation. Updated 10 July 2026.

Catchwords

Damages – Assessment Insurance – Accident Insurance

Practice Areas

Damages Insurance

Judges (1)

Alex Wong Li Kok Delivered

Counsel (6)

Central Chambers Law Corporation Firm Securus Legal LLC Firm Mark Ho En Tian Counsel Respondent Ramasamy s/o Karuppan Chettiar Counsel Respondent Samson Woon Wing Thai Counsel Appellant Teo Weng Kie Counsel Appellant

Parties (2)

NTUC Income Insurance Co-operative Limited Appellant Noel Martin Carlin Respondent

[2026] SGHC 48 explained

NTUC INCOME INSURANCE CO-OPERATIVE LIMITED v Noel Martin Carlin ([2026] SGHC 48) is a Singapore judgment decided by the High Court (General Division) on 4 March 2026. It is categorised under Damages and Insurance. It is a recent decision; within this corpus no later judgment has cited it yet. This page summarises what the reported decision covers and links the primary sources — the full judgment, the statutes it cites, and the other cases it engages with — so the decision can be read in context. It is reference information, not legal advice, and it does not state the outcome or any holding beyond what the official judgment records.

What is [2026] SGHC 48 about?

NTUC INCOME INSURANCE CO-OPERATIVE LIMITED v Noel Martin Carlin ([2026] SGHC 48) is a High Court (General Division) decision from 2026. Its published catchwords are “Damages – Assessment” and “Insurance – Accident Insurance”, which indicate the subject matter the judgment addresses. The full reasoning and orders are in the judgment itself, linked below.

What earlier Singapore cases does [2026] SGHC 48 cite?

Among the in-corpus authorities it refers to are [2024] SGHC 212 and [2024] SGHC 100. The complete list of cases cited, and of later cases that cite this decision, is shown on this page.