Zhang Jinxia & Anor v Zhu Yuhua

[2026] SGHC(A) 3 High Court (Appellate Division) 26 January 2026 • AD/CA 24/2025 • 16 min read
5 cases cited (4 SG, 1 foreign)

Catchwords

Practice Areas

Judges (3)

Counsel (9)

Parties (3)

Summary

The appellants appealed against a judgment requiring them to repay loans under two written agreements, challenging the calculation of overpayment on the first loan and the enforceability of an interest clause in the second loan as a penalty. The Appellate Division allowed the appeal in part, correcting a calculation error and reducing interest by $2,000, but rejected the penalty argument finding the agreed interest clause was not extravagant or unconscionable given the parties' equal bargaining power.

Cases Cited (5)

SLR (4)
[2010] 2 SLR 386 [2016] 3 SLR 663 [2021] 1 SLR 631 [2023] 1 SLR 922
UK (1)
[1915] AC 79

Judgment

Read the full judgment on the official Singapore Courts portal.

Read on eLitigation

Source: eLitigation ([2026] SGHC(A) 3)