GURPREET GILL MAAG v Chubb Insurance Singapore Limited

[2026] SGDC 6 District Court 2 January 2026 • DC/OA 30/2025 • 38 min read
5 cases cited (4 SG, 1 foreign)

Catchwords

Insurance –Homeowner’s insurance policy – Personal liability coverage – Insurer’s duty to defend the insured against claims – Insured sued by business associate – Whether insurer liable to indemnify insured against damages arising from suit – Whether insurer’s duty to defend insured against suit is separate from duty to indemnify her against damages – Whether insurer’s liability to indemnify insured against damages excluded under policy

Practice Areas

Insurance –Homeowner’s insurance policy

Judges (1)

Chiah Kok Khun Delivered

Counsel (7)

Eugene Thuraisingham LLP Firm Legal Solutions LLC Firm Charmaine Elizabeth Ong Wan Qi Counsel Respondent Hamza Zafar Malik Counsel Applicant Kevin Kwek Yiu Wing Counsel Respondent Sourish Sinha Counsel Respondent Suang Wijaya Counsel Applicant

Parties (2)

Chubb Insurance Singapore Limited Respondent Gurpreet Gill Maag Applicant

Case Significance

[2026] SGDC 6 is a District Court decision dated 2 January 2026 concerning Insurance –Homeowner’s insurance policy, specifically addressing personal liability coverage. The judgment was delivered by Chiah Kok Khun. The case was brought by Gurpreet Gill Maag (applicant) against Chubb Insurance Singapore Limited (respondent). Legal representation was provided by Eugene Thuraisingham LLP and Legal Solutions LLC. The judgment cites 5 cases (4 Singapore, 1 foreign) and references 1 statutory provision, namely the Evidence Act.

Summary

A homeowner insured under a Chubb Masterpiece Insurance Policy sought a declaration that the insurer was obliged to defend her against a High Court counterclaim brought by a business associate. The court dismissed the application, finding the insurer's duty to defend was not separate from its duty to indemnify, and both the Business Pursuits Exclusion and Director's Liability Exclusion applied to exclude coverage.

What was decided in [2026] SGDC 6?

[2026] SGDC 6 (GURPREET GILL MAAG v Chubb Insurance Singapore Limited) is a District Court decision from 2 January 2026 addressing Insurance –Homeowner’s insurance policy, specifically personal liability coverage. The judgment was delivered by Chiah Kok Khun.

Who were the parties in GURPREET GILL MAAG v Chubb Insurance Singapore Limited?

The applicant in [2026] SGDC 6 was Gurpreet Gill Maag, and the respondent was Chubb Insurance Singapore Limited. Legal representation included Legal Solutions LLC and Eugene Thuraisingham LLP. The case was decided on 2 January 2026 in the District Court.

Which judge decided [2026] SGDC 6?

[2026] SGDC 6 was delivered by Chiah Kok Khun in the District Court on 2 January 2026. The case concerned Insurance –Homeowner’s insurance policy.

What cases and statutes does [2026] SGDC 6 cite?

[2026] SGDC 6 cites 5 prior decisions, including 1 from foreign jurisdictions. It references Evidence Act.

Statutes Cited

Evidence Act (Cap 97)
s 23

Cases Cited (5)

SLR (4)
[2006] 4 SLR(R) 807 [2007] 2 SLR(R) 433 [2007] 3 SLR(R) 40 [2009] 4 SLR(R) 181
UK (1)
[1989] AC 1280

Judgment

Read the full judgment on the official Singapore Courts portal.

Read on eLitigation

Source: eLitigation ([2026] SGDC 6)